How to Save Money During Quarantine?

I have been monitoring my expenses since Day 1. Most of it are spent on rent, debts, and food. Yes, I haven’t gotten out of debt. I have been trying to manage my debt the best that I can so I can recover once the pandemic has passed. We don’t know how long this pandemic will last, so now is the time to hold on to your money.

Read Also: 10 More Ways to Save Money

With the bills piling up and poor cash flow, not all stuck at home are saving money. Like many others, I wonder how to pay my bills and make my way through this financial crisis. The pandemic has affected our daily activities as well as our finances. This is the reality. If there is a way to save money now, I want to know about it.

Plan Your Meals

I have been thoroughly planning my meals in the previous weeks. Arranging meals can help us keep our grocery list tight. It keeps us from buying too much food at the grocery store.

In the first seven day stretch of quarantine, I don’t know what to buy since I don’t have a fridge. I chose to stock on breakfast cereals, oatmeals, instant noodles, canned goods, pasta, and pasta sauces. We are now in the eight weeks, yet I still have those in my pantry.

Make a Grocery List

When buying, have your grocery list ready and follow it carefully. This is the quickest way to cut the bill down in almost a half. Before, I don’t mind not having a list. I always take my time shopping. Since we have a limited time inside the grocery store, we cannot do that anymore. Aside from saving time and money, preparing a grocery list has many other benefits.

Batch Cooking

I have been doing this for a while now. Preparing meals can sometimes be tiring- the planning, the cooking, and the clean-up. But when you cook in large quantities, you will save more time. You will only be cooking once or twice a week. Not only that, but you will also only be grocery shopping once a month.

Cut Out the Non-Essentials

Buying essential food will be much more financially efficient. For the time being, refrain from buying unnecessary junk foods, sodas, and juices. For now, get serious about what you need and want, and use this to spend less.

Grow Some Food

I don’t know if I can grow food in my unit or at the roof deck. Even if I could, I don’t know how to start.

Unplug Unused Devices

Unplug devices (cell phone chargers, laptop chargers, and wifi routers) that are not in use. Even if the device is in standby mode or off, the plugged-in devices’ energy costs can add up. This will also help you save on your electricity bills.

Turn Off the lights

Also, keeping the light uses a lot of energy. Let the natural light into your home. Imagine the difference you can make if you turn off your lights in the daytime and take advantage of the natural light.

Stay positive. Do your best to focus on what is generally essential to you.

{Why} Work from Home is Not for Me

With the current coronavirus outbreak, the entire Luzon has been placed under “Enhanced Community Quarantine” for almost a month. Many organizations are increasingly adopting telecommuting or work-from-home arrangements to mitigate threats from further transmitting the coronavirus disease in the country. As the outbreak has grown, more and more companies are encouraging employees to stay at home and operate work-from-home arrangements. Our company is one of those who responded. I feel lucky to be able to work from home.

Honestly, I do not hate working from home. I feel that home is meant for fun things and an office for work. I do not fault anyone who loves the idea of working from home. Besides, we are all different and unique.

When I am in the office, I can focus on getting work done.

No Dedicated Work Area

Working from home is a perk for some people, but not when you live in a small apartment where you have no desk or chair. While working in a bed sounds excellent, it would be perfect to have a desk, proper lighting, and a comfortable chair for a productive day. In the meantime, I am using a Megabox as my desk and my bed as my chair.

More Stressful

The stress of working from home is higher, more intense work pace, more vulnerable to working long hours, and high-performance expectations. I cannot count the number of times I have been handling separate discussions simultaneously, which can make me stressed, particularly when I still have tasks to finish by the end of the day.

Temptations are Everywhere

Home is filled with many distractions. When you work from home, you are ostensibly free of distractions like chattering and singing coworkers. But being home, I feel obligated to do more household chores.. cleaning the apartment, washing dishes, disposing of the garbage, and so forth.

Hard to Separate Personal and Work

When your personal life and work are under the same roof, it is harder to switch off. You sleep at home, you work at home. Creating a line between work and home is tough. I need to find a way to differentiate between being “at work” and “at home.”

I can’t wait to go back to work. I wonder how people who work from home manage all of those. For now, I will stay at home as long as the health authorities advise.

What challenges have you overcome?

10 More Ways to Save Money

You must learn to save first and spend afterwards. – John Poole

If I am going to write all my expenses, below are what I spend lavishly for a month. I splurge on things I don’t really need. I am such a huge spender. I need to cut down these expenses and grow my bank balance again. Probably a lot of money if I had to add it up. The main reason why I don’t have any savings is that my expenses and my debts are piled up. And for the next few months, I have/need to think about my credit card and hide it deep down before I have settled all my debts.

I have thought of this over and over. I had to cut those extra expenses and start saving for my future. Cutting my daily expenses to a simpler life will allow me save a lot of money without finding additional source of income. I need to make small sacrifices for the sake of saving.

Break off my caffeine fix

I love love coffee. Who doesn’t love coffee? And it is now time to say goodbye to fancy coffee at Starbucks or Coffee Project and say hello to Great Taste White Caramel. Giving up isn’t that easy especially for a coffee addict like me. But cutting back on costly coffee will allow substantial savings.

Money I Can Save – Php 150/day; Php 1,200/month

Cook/Pack my own breakfast, lunch and dinner

Bringing my own lunch and also dinner to work will save a few bucks. I don’t need to worry about sanitary and health issues anymore.

Money I Can Save – Php 120/meal; Php 240/day; Php 5,760/month

Cut down Massages/Spa

I can’t fully give up on this. For a very stressful week, pampering myself is the only thing left. There are still ways to look good but on a smaller budget.

Money I Can Save – Php 500 – 1,000/month

Stay home more every weekend

Staying at home can save up. I spend too much on things I don’t need and end up still buying when I go out. Getting together with friends and family at home can save money, enjoy the perks of home and staying in more fun.

Money I Can Save – Php 1,000/weekends

Save money on movie watching

My sister and I love watching movies in theaters. A movie costs us Php 200-400 each depending on the cinema/theater. That’s a lot of money.

Money I Can Save – Php 800/weekends

Sell stuffs

I have a full of unused, unneeded, forgotten stuffs in my closet /storage. Instead of keeping it, I’m thinking of selling to make use of it or trading to buy new ones.

Money I Can Earn – Php 5,000/year

Clean out my credit

I am working on paying our debt. Interest summed up a large portion already. Before, I disciplined myself to pay full each month. Since, we put all our expenses on it and exceeded our monthly budget, it incurred large amount of money.

Money I Can SavePhp 1,600/month

Save automatically

A certain amount of money or percentage of my paycheck must be deposited in my savings account.

Money I Can Save – 20% of paycheck/cut-off


If you want to save even more money, sacrifice little changes. Hopefully, I can stick to this to save up money. By the end of the year, I have a whooping large amount of money in my savings. Just embrace the idea of budgeting and it will be simple.

The more I can save, the more adventures I can have the sooner.

How much can you save?