{Adulting} How to Not Waste Your 13th-Month Pay

When Christmas season kicks off, nothing excites me better than my 13th-month pay. In all those times, the 13th-month pay was something I looked forward to. I recently received my 13th-month pay. In the past years, I plan on the things I wanted to buy. I spend lavishly my pay treating myself new gadgets and buying gifts for family, godchildren and friends. I know I am not supposed to spend all of it, but that is the only time I can take advantage without sacrificing other obligations. I can’t help but reminisce those years – nine to be exact.

Am I using my pay wisely?… Continue Reading

NikkaShem.com Version 2.0

The day I decided to get back to blogging… I wanted to go back to why I started blogging in the first place.

I cannot remember the last time I blogged. You know how much I miss my other-self. I was supposed to leave this site and would not renew anymore. Renewals are way too pricey. But then I decided to give it another try. Maybe, just maybe I will be as persistent and diligent before.

I transferred to Hostinger today. I saw a great deal for 4 years. Isn’t that amazing? 4 more years of having me here. I just could not leave and tear apart the memories I have for the past years.… Continue Reading